Excited to start my new blog at silvrback and looking forward to some new opportunities to share important consumer mortgage information. A quick introduction; I'm a licensed Mortgage Loan Originator (MLO - nmls #247447) with 15 years of experience. I work with clients throughout the state of California and offer a unique experience to those looking to purchase a new home or refinance a current mortgage. My business is 100% based on residential lending up to four units.
So what makes my services unique?
Simple; most residential lending companies pass you from one department to the next during the loan process. Sometimes you'll work with 4 or 5 different people before your loan closes. This is inefficient and create problems and/or errors that delay closing.
When someone decides to work with me they're stuck with me from start to finish! From the first initial quote all the way to closing; I handle everything and I'm the only person who will contact them during the process. No more explaining your situation to 4 or 5 different people, you always know who to contact and the process is significantly more efficient.
For those looking for updated daily mortgage rate information and news please be sure to visit my website. On there you'll find current mortgage rates, information about refinance and purchase transactions (Conventional, Jumbo and FHA financing) along with the economic events and news that impact consumer mortgage rates.
I plan on using my silvrback blog to further educate and inform those looking to refinance a mortgage or purchase a home. I'll cover the following and then some:
- Consumer mortgage rates and how they're influenced
- Mortgage Backed Securities (MBS)
- Refinancing a mortgage
- Purchasing a home
- How economic events and reports move mortgage rates
I use a lot of online resources on a daily basis but there are a few that really stand out. Here is a list of useful tools:
Thanks for taking the time to read my first post. If there are any topics you would like to cover please contact me through my website (contact us form).
Loan Officer Kevin O’Connor
JB Mortgage Capital, Inc.
CA BRE #01499872 – NMLS #247447